Business Insurance

Bridge First Insurance maintains strong, long-lasting relationships with clients who need their businesses properly insured. Our clients are hard-working, honest people who do not want to lose their business due to an accident or other unexpected event.

With Bridge First Insurance as your insurance agency, we will make sure that your small business insurance needs are covered, be they small or large.

Bridge First Insurance’s experienced agents can help address the risks that are specific to your business and make sure you are properly protected in the case of a devastating loss. We work with small business insurance, business liability insurance, and general business insurance. You have worked long and hard to make your business successful, but no matter how hard you work, there are unforeseeable circumstances that can devastate the business you have managed to build. Here is some basic information about the type of coverage you may need for your business.

General liability works as the foundation of any company’s small business insurance policy. Business liability insurance is absolutely necessary to the running of a business. This provides legal protections from the result of negligent acts of the business including products and completed operations, property damage and bodily injury. Should a restaurant catch fire after a cook leaves the stove on too long or a product is contaminated by water spillage, business liability insurance will cover your business. We make sure our clients are properly covered to accommodate accidents like these – keeping their businesses strong and healthy. We also cover these things to help take care of the safety of those who work at such businesses.

Workers compensation is an important part of protecting any business. While preventing workplace injuries should be a top concern, accidents do happen. Workers compensation coverage provides coverage for employees injured on the job. Every day, through no fault of the business, people are injured at work. Worker’s compensation helps both the business and employee by preventing a costly lawsuit against your business, and providing the security and benefits that your employees deserve. These lawsuits can prove especially harmful for small businesses just breaking out into the market.

Does your business operate outside of your home office and have employees that travel or use a company car? If so, it is very important that to ensure your company has a commercial auto policy that keeps you covered. Commercial auto policies are similar to that of a personal auto policy, but can provide coverage for vehicles titled to your business. There are additional liability risks for any business in these scenarios, so it is vital that the vehicle(s) are properly insured.

Don’t waste another minute. Have Bridge First Insurance review your coverage today!